1. You cannot bring about prosperity by discouraging thrift.
  2. You cannot help small people by tearing down big people.
  3. You cannot strengthen the weak by weakening the strong.
  4. You cannot lift the wage earner by pulling down the wage payer.
  5. You cannot help the poor by destroying the rich.
  6. You cannot keep out of trouble by spending more than your income.
  7. You cannot foster the brotherhood of and sisterhood of men and women by inciting class hatred.
  8. You cannot become financially secure on borrowed money.
  9. You cannot build character and courage by taking away a person’s initiative and independence.
  10. You cannot help people permanently by doing for them what they could do for themselves.